ANZ Cash Management Central (ACMC) APIs

Overview:

ANZ Cash Management Central (ACMC) is a comprehensive API platform designed to streamline cash management operations for businesses. It provides secure and efficient access to various financial services such as account management, payment initiation, and transaction monitoring, enabling businesses to automate and Optimise their cash flow processes.

Capabilities:

  • Account Management: Retrieve and manage account details, including balance inquiries, transaction histories, and account updates.

  • Payment Initiation: Support for various payment types including OSKO, DE and RTGS, allowing businesses to initiate payments directly through the API.

  • Real-time Data Insights: Real-time tracking of transactions, including payment statuses and notifications, helping businesses maintain visibility and control over their financial operations.

  • Client and Party Management: Manage clients and parties involved in transactions, ensuring smooth processing and compliance with regulatory requirements.

  • Allocation Process: Allocate funds and manage allocations efficiently, ensuring optimal use of available resources.

Technical Requirements:

  • Authentication: All API requests require OAuth 2.0 authentication using the Client Credential Grant flow. A bearer token must be obtained via the /v2.0/auth endpoint and included in the authorisation header of subsequent requests.

  • API Key: Include an API key in the header of each request using the apikey parameter for additional authorisation.

  • Endpoints: Direct all API calls to the /graphql endpoint for executing GraphQL queries and mutations. Utilize the appropriate endpoint for the environment:

    • UAT: https://api.acmc.uat.anzgcis.com
    • Production: https://api.acmc.anzgcis.com

Key Features for Developers:

  • GraphQL API: ACMC leverages GraphQL, allowing developers to request exactly the data they need, reducing payload size and improving efficiency.

  • Flexible Queries: Easily query and manipulate data using GraphQL, supporting complex queries and mutations for various cash management operations.

  • Error Handling: Comprehensive error handling with detailed HTTP status codes and error messages to guide troubleshooting and integration.

  • Secure Access: Utilizes industry-standard OAuth 2.0 for secure authentication and authorisation, ensuring that sensitive financial data is protected.

  • Extensive Documentation: Detailed API documentation with examples and best practices, helping developers quickly integrate and utilize the ACMC services.

By integrating with ACMC, developers can automate and enhance cash management processes, providing businesses with a powerful tool to manage their financial operations more effectively.